Evergreen Awards proudly recognizes Affirm Holdings Inc., a leader in financial services, with the 2021 Evergreen Award for Helping Consumers Manage Finances Responsibly While Accessing Essential Goods. This accolade celebrates Affirm’s innovative approach to empowering consumers with flexible payment solutions, providing a transparent and accessible way to shop responsibly.

In a world where financial challenges often limit access to necessary goods and services, Affirm stands out as a trusted partner, helping individuals achieve financial stability without compromising their needs.

Outstanding Product Evaluation

Affirm’s platform offers “buy now, pay later” (BNPL) services that allow consumers to split purchases into manageable installments. Unlike traditional credit options, Affirm is committed to transparency—providing clear terms with no hidden fees or late charges.

With integrations across major retailers and service providers, Affirm’s payment solutions enable consumers to access essential goods, from household items to travel services, while staying within their budgets.

Demonstrated Expertise and Knowledge

Since its founding in 2012, Affirm has revolutionized the financial services industry with its focus on responsible lending and user-centric design. By 2021, the company had partnered with over 29,000 merchants, serving millions of consumers across the United States.

Affirm’s expertise in technology-driven financial solutions is exemplified by its AI-powered underwriting system, which evaluates creditworthiness without relying solely on traditional credit scores, ensuring broader access to responsible financing.

Authenticity and Trust

Affirm’s commitment to consumer trust is central to its mission. By offering transparent terms and flexible payment options, Affirm ensures that users can make informed decisions about their purchases.

Affirm’s policy of charging no late fees and displaying total costs upfront has earned it the trust of both consumers and merchants, reinforcing its reputation as a responsible financial partner.

Quantitative Performance Excellence

In 2021, Affirm facilitated billions of dollars in transactions, helping millions of consumers access essential goods and services. The company’s solutions enabled customers to manage their finances without incurring revolving debt, contributing to more sustainable financial health.

These achievements reflect Affirm’s measurable impact on improving financial access and empowering consumers to manage their money effectively.

Competitive Differentiation

What sets Affirm apart is its focus on financial responsibility and transparency. Unlike many traditional credit options, Affirm’s BNPL services are designed to avoid consumer pitfalls such as compounding interest or hidden fees.

Additionally, Affirm’s strong merchant partnerships and seamless integration into online and in-store checkout processes provide a superior user experience, making it a preferred choice for both consumers and retailers.

Additional Criteria for Distinction

Affirm’s dedication to financial empowerment, innovation, and accessibility underscores its leadership in the financial services industry. By promoting responsible spending habits and ensuring transparency, Affirm is redefining how consumers engage with credit.

Celebrating Leadership in Financial Innovation

The 2021 Evergreen Award for Helping Consumers Manage Finances Responsibly While Accessing Essential Goods recognizes Affirm Holdings Inc. for its exceptional contributions to promoting financial stability and responsible consumer behavior.

Evergreen Awards congratulates Affirm on its achievements and its mission to create a more inclusive financial future. To learn more about Affirm’s services and solutions, visit www.affirm.com.

Affirm’s vision and commitment to transparency, innovation, and consumer empowerment exemplify the transformative potential of financial services to improve lives and build a more equitable economy.