At Evergreen Awards, we are thrilled to honor Merita Capital Funding LLC with the title of Best Mortgage Broker in NY of 2025. Led by Founder Jenna Golban, Merita Capital Funding LLC has proven time and again that their approach to mortgage solutions isn’t just about securing loans,it’s about building lasting relationships, fostering trust, and providing unparalleled expertise in a competitive industry.

Expertise Built on Two Decades of Experience

With 20 years of banking experience, Jenna Golban’s deep knowledge of the financial landscape positions Merita Capital Funding as a leader in the mortgage brokerage industry. Jenna recognized a gap in the market,clients needed more than just a loan; they needed a trusted guide who would help them navigate the complexities of home financing. This insight led to the establishment of Merita Capital Funding LLC, where each client is treated with the attention and respect they deserve.

Jenna’s philosophy is rooted in clarity, understanding, and personalized service. Whether it’s a first-time homebuyer, an investor looking for real estate opportunities, or a growing family in search of a new home, Merita Capital Funding ensures that every client receives tailored advice and access to creative mortgage solutions that are not typically offered by traditional banks.

Delivering Creative Mortgage Solutions

Unlike banks, which are often limited to a narrow selection of loan products, Merita Capital Funding has access to a wide range of lenders, enabling them to offer customized mortgage solutions that fit each client’s specific needs. One of the standout features of Merita Capital Funding is their ability to provide alternatives to the conventional mortgage route. With products such as Bank Statement Loans for self-employed individuals, Non-QM loans, Asset Depletion Mortgages, and investor-friendly loan options, Jenna and her team ensure that clients have access to the best financial options available.

Jenna’s commitment to offering solutions that others might overlook is what truly sets her apart. She leverages her vast network of lenders to give clients creative and flexible financing programs that provide greater opportunities than the cookie-cutter options found at most banks.

Customer-Centered Approach

Merita Capital Funding LLC’s commitment to their clients is evident in their glowing testimonials. Clients rave about the personalized attention they receive and the smooth, efficient process from start to finish. One client shared, “Jenna guided us through every step and made our entire journey from getting pre-approved to closing very smooth and fast. She’s patient, dedicated, and supportive, keeping us updated daily throughout the whole process.”

Another satisfied client wrote, “Jenna is a miracle worker. She helped us close on a house in no time. Don’t think twice about working with her,you’ll thank me later!”

These testimonials reflect Jenna’s dedication not only to closing deals but to ensuring that her clients feel informed, confident, and supported through every stage of the mortgage process.

Advocating for Clients, Not Just Closing Deals

What truly sets Jenna and Merita Capital Funding apart is their advocacy for their clients. Jenna sees her role as more than just facilitating a loan; she is a true partner in her clients' financial journeys. This dedication has earned her recognition as one of the top 1% of Certified Partners out of 16,000 brokers nationwide, as well as the title of Best Mortgage Broker in 2022. These accolades are a testament to Jenna’s commitment to excellence and her ability to create lasting financial solutions for her clients.

Jenna’s experience and personalized guidance also extend to real estate investors, helping them expand their portfolios through specialized loan programs such as Debt Service Coverage Ratio (DSCR) loans. This approach allows investors to qualify for loans based on the cash flow of their properties rather than their personal income, giving them the flexibility to grow their businesses without the usual restrictions.

Why Merita Capital Funding LLC Stands Out

When you choose Merita Capital Funding LLC, you're choosing a company that stands for more than just closing deals. Here are a few reasons why they are the Best Mortgage Broker in NY of 2025:

• Personalized Service: Merita Capital Funding takes the time to understand each client’s unique needs, offering solutions that align with their financial goals.
  
  

• Creative Mortgage Options: From self-employed borrowers to real estate investors, Merita Capital Funding provides access to a wide array of financing programs that go beyond the typical bank offerings.
  
  

• Trusted Reputation: Jenna has built her business on trust, with many clients returning and referring others because they know she delivers both solutions and peace of mind.
  
  

• Expertise You Can Rely On: With two decades of experience in banking and mortgage lending, Jenna brings a wealth of knowledge that allows her to navigate even the most complex financial scenarios.
  
  

• Commitment to Client Success: Merita Capital Funding’s success is measured not by the number of deals they close but by the long-term relationships they build with their clients.
  
  

A Commitment to Excellence

Merita Capital Funding LLC’s relentless dedication to providing creative mortgage solutions, paired with Jenna Golban’s commitment to client success, has solidified their position as the Best Mortgage Broker in NY of 2025. If you're looking for a mortgage broker who will truly listen to your needs, provide expert guidance, and offer you solutions that work, look no further than Merita Capital Funding LLC.

To learn more about their services or begin your own mortgage journey, visit Merita Capital Funding LLC.

Customer Testimonials

Merita Capital Funding LLC’s clients consistently praise their experience working with the team. A few standout reviews include:

• "Jenna is incredible! Very professional and exceptionally knowledgeable. She made the entire process smooth and fast, keeping us updated daily. You won’t find better guidance anywhere else!"
  
  

• "Jenna is a miracle worker. She helped us close on our house quickly, and we couldn’t be more grateful. If you need a broker, don’t hesitate to call her."
  
  

• "After a series of bad experiences with other brokers, I was introduced to Jenna. She saved the day, navigating complex situations and ensuring I closed on a property I almost lost. She's a miracle worker."
  
  

These reviews reflect the trust, confidence, and exceptional service that Merita Capital Funding LLC brings to every client relationship.